Posts Tagged ‘first offense’

SR-22 Car Insurance Rates

April 20th, 2010

There are dozens of potential consequences for an OUI charge in the state of Maine, like most other states within the United States. Operating under the influence of drugs or alcohol is a very serious offense, mostly due to the fact that it can cost so much in pain, suffering, death, and property damage if law enforcement officer’s worst fears are realized. Although most people think about loss of driving privileges, jail time, and even monetary fines, your car insurance may also be affected by an OUI.

When you are finally permitted to have your driving privileges restored, you will likely need to have an SR-22, or Proof of Insurance Certificate, stating that you have auto insurance from a valid company. This type of insurance certificate is often somewhat costly, and the rates are significantly higher than for standard car insurance for a young person of the same age and with the same vehicle. That said, there are catches to this type of insurance.

First and foremost, a lot of companies will not offer SR-22 coverage. They are expensive, and risky for the insurance provider. They technically mean that you are a risk-taking driver, and that the probability of an accident is higher for you than for someone who does not have an OUI. For that reason, it can be tricky just to find someone who will offer the company.

Second, some insurance companies have the right to just drop you from their coverage when the OUI is discovered, due to the high level of risk they take in insuring you. While this is not likely, it is still as much a possibility as is the OUI not being discovered. Do not count on this, and if you do get caught without the SR-22 but with an OUI on your record, you could get in serious trouble with your insurance provider.

Finally, remember that an OUI can stay on your record for a very long time, depending on how many offenses of that nature that you have. First offenses may stay on your record for as long as five years after the conviction, whereas subsequent offenses could last for the rest of your life.

Maine OUI Laws – Part 1

March 3rd, 2010

Maine OUI Laws Part 1

Most states have distinctive laws that break down how certain actions will or will not be accepted, and how each will be penalized according to state law if you are found guilty. Operating under the influence of drugs or alcohol (OUI) is harshly punished in this state. There are a few laws that talk about what will happen to anyone who is found guilty the first time and every time after that.

Some people want to believe that the first time should be no big deal, and therefore should not be too harshly punished. This is wrong thinking, and if the first time is not punished, it likely will not be the last for most people. Since Maine believes in strict penalties from the first time on, it is important to know what you are facing even for a first offense. It is vital to get in touch with an attorney who understands Maine OUI laws from the time you are arrested, or as early as possible, to take advantage of every opportunity to protect your rights.

For the first offense, do not be surprised if you see a $500 fine, minimum three-month suspension, and maybe even jail, depending on whether there are aggravating factors. Most of these are state-minimum penalties, and more can be added based on your individual case, damage/injuries, criminal history, and the judge in your case.

There are separate laws that govern a second offense; within ten years since the first. You will have a minimum mandatory 7 day jail term, three year loss of driving privileges, $700 fine, and the potential for having an IID (ignition interlock device) if you get even restricted driving privileges after nine months.

Three OUIs in a ten year period means you will be charged with a felony and minimum penalties include 30 days in jail, $1,100 fine, loss of driver’s license for six years, and the potential for an IID after at least three years have passed. These are minimum penalties, and more can be added based on aggravating circumstances. The more damage and/or injury involved, the harsher the penalty will become for most drivers.

Finally, four OUI penalties within a ten-year period are a very serious crime in the state of Maine. Minimum penalties include six montys in jail, $2,100 fine, six year license suspension with no right to petition for even restricted driving privileges, and an IID becomes a requirement when the driver’s licensed is restored.

Finally, it is important to note that the license suspensions may not start until you are convicted. Your license will likely go under suspension prior to your appearance in court. An aggravated OUI results in hefty fines, jail time, and other penalties, apart from the OUI itself. Serious injuries, fatalities, refusing a sobriety test, evading law enforcement, having minors in the vehicle, and extremely elevated BAC are a few examples of aggravating circumstances.